You will need to input your banking or credit card information, so the app should be from a company you know will keep your information safe.
If you are using your phone to pay, check your phone and bank statement every month to ensure there are no surprises.
More information on protecting your devices and money.24 Oct 2016
Is paying over the phone safe?
The simpler answer is: phone payments are very safe as long as: The business/receiver uses certain standard security measures. The payer has checked that the company they’re paying is legitimate.29 May 2019
Is it safe to buy things online on your phone?
However, once you start making online purchases through your mobile device, there are several safety precautions that you do need to keep in mind. When it comes to online shopping, your credit/debit card details are your most crucial assets. Make your transaction through the app and stay assured that your data is safe.21 Apr 2014
Is Google Pay safer than credit card?
Why Google Pay might be safer than using your card
With Google Pay, your payment information is always encrypted and stored on Google’s secure servers. Google Wallet allows you to store various payment methods, like your credit and debit cards, to speed up your checkout process.28 May 2019
Are mobile payments more secure?
Digital wallets are safe, yet Americans remain wary. Digital payments, through apps like Apple Pay, Venmo and Zelle, are faster, easier and generally more secure than some traditional payment methods. Still, more than half of all consumers are sticking with credit cards because they just don’t trust their mobile wallet 3 Mar 2018